Finance
Finance & Protect
at First Texas Honda
We make the money part simple—whether you’re buying or leasing. Get pre-approved, compare monthly payments, and choose optional protection to keep surprises low.
Finance
& Protect
at First Texas Honda
We make the money part simple—whether you’re buying or leasing. Get pre-approved, compare monthly payments, and choose optional protection to keep surprises low.
How Financing Works
- We shop multiple banks and credit unions to find competitive loan or lease options.
- Already have a pre-approval? Great—we’ll work with it and handle the paperwork.
- You choose a plan, sign once, and drive home. Easy.
Tip: Bring a current pay stub and your insurance card to speed things up.
What to bring
Driver’s License
& Insurance
Proof of Income
(recent pay stub
or offer letter)
Proof of Address
(utility bill or
bank statement)
Trade-In Title/Registration
& Keys
(if applicable)
How Financing Works
- We shop multiple banks and credit unions to find competitive loan or lease options.
- Already have a pre-approval? Great—we’ll work with it and handle the paperwork.
- You choose a plan, sign once, and drive home. Easy.
What to bring
Driver’s License
& Insurance
Proof of Income
(recent pay stub
or offer letter)
Proof of Address
(utility bill or
bank statement)
Trade-In Title/Registration
& Keys
(if applicable)
Optional Protection Plans
These plans are optional. Choose the ones that match how you drive and how long you’ll keep your Honda.
Appearance Protection
Helps protect your vehicle’s interior and exterior from daily wear and environmental damage—sealing paint and shielding upholstery from stains and UV fading.
- Exterior paint protection against environmental hazards
- Interior protection for upholstery and surfaces
- Often available as part of dealer-offered protection plans
Collection Bundle
Bundles valuable protection coverages into one package—helping safeguard your vehicle from common everyday damages like chips, dents, and key loss.
- Windshield repair and glass protection included
- Key replacement and tire/wheel coverage
- Dent, ding, and minor cosmetic repair benefits
Guaranteed Asset Protection (GAP)
Provides added coverage beyond the manufacturer’s warranty to protect your vehicle from costly repairs and breakdowns—giving extended peace of mind.
- Extends your warranty term to cover major mechanical components
- Helps reduce out-of-pocket repair expenses as your vehicle ages
- Often available to purchase with your vehicle purchase or finance plan
Vehicle Service Contracts
Helps pay for covered repairs after the factory warranty ends—engine, transmission, electronics, and more.
- Roadside assistance is available on many plans
- Rental car & trip-interruption benefits on select plans
- Often financeable with your loan/lease
Optional Protection Plans
These plans are optional. Choose the ones that match how you drive and how long you’ll keep your Honda.
Appearance Protection
Helps protect your vehicle’s interior and exterior from daily wear and environmental damage—sealing paint and shielding upholstery from stains and UV fading.
- Exterior paint protection against environmental hazards
- Interior protection for upholstery and surfaces
- Often available as part of dealer-offered protection plans
Collection Bundle
Bundles valuable protection coverages into one package—helping safeguard your vehicle from common everyday damages like chips, dents, and key loss.
- Windshield repair and glass protection included
- Key replacement and tire/wheel coverage
- Dent, ding, and minor cosmetic repair benefits
Guaranteed Asset Protection (GAP)
Provides added coverage beyond the manufacturer’s warranty to protect your vehicle from costly repairs and breakdowns—giving extended peace of mind.
- Extends your warranty term to cover major mechanical components
- Helps reduce out-of-pocket repair expenses as your vehicle ages
- Often available to purchase with your vehicle purchase or finance plan
Vehicle Service Contracts
Helps pay for covered repairs after the factory warranty ends—engine, transmission, electronics, and more.
- Roadside assistance is available on many plans
- Rental car & trip-interruption benefits on select plans
- Often financeable with your loan/lease
FAQs
Is financing through the dealership my only option?
No. You can use your own bank or credit union. We also work with many lenders to save you time and compare options on your behalf.
Are protection plans required?
No. They’re completely optional. Choose any that make sense for your budget and driving habits.
Can I roll the cost of a plan into my monthly payment?
On many plans, yes. Ask your finance manager, and we’ll show you the difference in monthly payment before you decide.
What credit score do I need?
We work with a wide range of credit situations. Your rate depends on credit history, down payment, term, and the vehicle you choose.
Fast Online Pre-Approval
Submit in minutes. No obligation. We’ll review options before you arrive.
Questions? Text or Call
Our finance team is here to help—before, during, and after your purchase.
Fast Online Pre-Approval
Submit in minutes. No obligation. We’ll review options before you arrive.
Questions? Text or Call
Our finance team is here to help—before, during, and after your purchase.